Forums > Photography Talk > Insuring our photography business.

Photographer

Right Poes

Posts: 908

Colorado Springs, Colorado, US

I just called to get a quote from a company my wife and I bundle with to get coverage of shoots and my equipment. It was a bit of a sticker shock coming in as as much as both our cars. I felt bitten by a lizard.

Insurance is something I should have done from the beginning but now it is a flat out requirement by some of the commercial clients I have been getting called from lately so I can no longer futz around about it.

Does anybody here have any helpful advice in this regard?

Apr 24 13 08:26 am Link

Photographer

Right Poes

Posts: 908

Colorado Springs, Colorado, US

Sheesh Nationwide was considerably higher and was doing a run around in lingo out the gate.

Apr 24 13 08:57 am Link

Photographer

LaurensAntoine 4 FHM

Posts: 347

San Diego, California, US

Here's a link: http://www.tcpinsurance.com/

They specialize in insurance for photographers. There's a lot of nuances to be properly protected in any specialized industry and these guys have it all covered.

Apr 24 13 09:00 am Link

Photographer

Robert Jewett

Posts: 2460

al-Marsā, Tunis, Tunisia

LaurensAntoine 4 FHM wrote:
Here's a link: http://www.tcpinsurance.com/

They specialize in insurance for photographers. There's a lot of nuances to be properly protected in any specialized industry and these guys have it all covered.

These guys have really done right by me.

Apr 24 13 09:09 am Link

guide forum

Photographer

GPS Studio Services

Posts: 36241

San Francisco, California, US

I am with the Hartford.  It is quite reasonable ... about $500 a year.

Apr 24 13 09:10 am Link

Photographer

Right Poes

Posts: 908

Colorado Springs, Colorado, US

Thanks, this has been a reality check as originally the 500 is what I was whining about. Now that I have been shopping around it doesn't seem so bad. I do like that link they have more coverage for the same money. I might go with that.

Apr 24 13 09:15 am Link

Photographer

R Michael Walker

Posts: 11986

Costa Mesa, California, US

LaurensAntoine 4 FHM wrote:
Here's a link: http://www.tcpinsurance.com/

They specialize in insurance for photographers. There's a lot of nuances to be properly protected in any specialized industry and these guys have it all covered.

They quoted me Estimated Annual Premium: $722 for $20K in equipment and $3K in rentals. Went to $663 without the rentals.

Apr 24 13 09:34 am Link