Anyone out there using Flaming Pear's Flood plug in?  I am trying it out and am very frustrated that I can't get it to 'wrap' around anything... it just gives a level line across everything... anyone have any thoughts on how to make it understand something vertical??  help!

You run it on a duplicate image and then mask in the shoreline.  You can also use the transform tools.

Ronny

You'll have to mask it and create your own wraps using the liquify filter.
Use multiple layers of the flood filter applied to specific areas for the exact look you want in that spot and then composite them together.  You can use the warp tool to adjust placement for better transition alignments.
It's rare that a filter like that will create a complex shaping with a simple click.  You need to create sections and combine them for the final effect.

Ok Thanks so much guys... I appreciate the time and effort of your responses. Cool tool and with a little luck, I think I'll get it. 

Thank you!