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Insurance
Any recommendations on companies and policy types for insurance on my photography equipment? Jul 30 05 10:15 am Link sinse you leftthe question pretty vauge, any local agency will/should carry a policy. the terms will be different for different holders/underwriters ie arbella, commerce, geico..., so go with the reputable company covering fire & theft. make sure you document everything in images, buy everything on a MasterCard as they offer a policy on everything you buy better than most. Jul 30 05 10:31 am Link As a pro or hobbyist? Jul 30 05 10:31 am Link If you are a member of a professional trade organization, you can get insurance through them. For example, the National Press Photographers Associations offers insurance to members. The Advertising Photographers of America offers a complete insurance plan including liability. You can get a photographer's liability package through a company such as Travelers as well. Jul 30 05 10:33 am Link Posted by PhotographerMV: Thank you MV, I have complete coverage through State Farm under a fire and casualty protection policy called a "PERSONAL ARTICLES POLICY" with replacment cost of $3084 and pay $38 annually. Jul 30 05 10:37 am Link I would keep it off your home policy, espically if you make money with your gear. Soon as you make a claim it could effect your home policy as well. I use Tom Pickard http://www.groupinsure.com/ They do photographers and video insurance, great service. I have about 30,000 policy with them and it covers all my gear no matter what, plus my computer and laptop, portfolio replacement. Also has liablity insurance included. It's a couple hundred a year, but Im covered for just about anything that could happen. Matter of fact thanks for the reminder, I need to send in my payment! Jul 30 05 02:05 pm Link i'd just get a warranty from ritz camera when i buy equipment. it will be replaced if ever broken. u can't really complain about that Aug 10 05 03:00 am Link Craig Thomson wrote: The biggest problem with State Farnm is that they want all our other insurance before they will write a policy for Personal Articles. Same with Allstate. Aug 10 05 11:06 am Link Eye Behold wrote: Doesn't do you any good if you bought it somewhere else. Aug 10 05 12:04 pm Link I hear State Farm has an excellent Personal Items Insurance policy. Aug 10 05 01:35 pm Link |
